Your one stop shop for small business loans

So, you’ve decided to buy commercial property for your small business. That’s great! There are many benefits to owning rather than leasing, including flexibility, fixed costs, equity, and property control. Now, of course, the question is how to finance your purchase. PRC offers all available financing options and can match you to thousands of loan programs immediately. Let PRC Find the Best Possible Small Business Financing Option for You! 877-350-9416

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Real Estate Small Business Loans Pioneer Realty Capital Arlington Texas

Small Business Loan Programs

Paycheck Protection

This is a $349-billion relief program intended to provide American small businesses with eight weeks of cash-flow assistance through 100 percent federally guaranteed loans.

  • Loan amounts up to $10MM

  • Covers expenses from February 15, to June 30 2020

  • Loan can be forgiven

  • Retain workers, maintain payroll, and cover rent/mortgage/utility

  • Any business economically affected by COVID-19

With a Paycheck Protection Program Loan, expect quick approvals in as few as 24 hours. Your loan is long-term (maximum 10 years) and low-interest (maximum 4%). Call 877-350-9416 to get approved fast.

Economic Injury Disaster

These grants provide an emergency advance of up to $10,000 to small businesses and private non-profits harmed by COVID-19 within three days of applying with the required documents.

  • Immediate Grant Up to $10,000

  • Loans of up to $2 million
  • Loan can be forgiven

  • Retain workers, maintain payroll, and cover rent/mortgage/utility
  • Any business economically affected by COVID-19

With an SBA Economic Injury Disaster Loan (EIDL) , expect quick approvals in as few as 24 hours. The advance does not need to be repaid under any circumstance. Call 877-350-9416 to get approved fast.

SBA 504 Loans

When a business gets an SBA loan to purchase commercial real estate, a portion of the loan is guaranteed by the government. SBA 504 loans are designed to finance owner-occupied properties.

  • Loan amounts from $1MM to Over $30MM

  • Bank loans 50% of the purchase price

  • Government loans 40% of the purchase price
  • Owner pays 10% of the purchase price

  • Fixed rates as low as 4.24%

With an SBA 504 loan, expect big savings and the ability to purchase, refinance, construct, expand, or improve your commercial real estate.

SBA 7a Loans

Another option to purchase commercial real estate is an SBA 7(a) loan. These loans are guaranteed by the the U.S. Small Business Administration and provide long-term financing solutions. These SBA loans offer fixed or variable rates.

  • Loan amounts from $1MM to Over $7MM

  • Bank loans 0% of the purchase price

  • Government loans 90% of the purchase price

  • Owner pays 10% of the purchase price
  • Fixed or variable rates as low as 5%

An SBA 7a loan can be used to purchase, refinance, construct, or renovate commercial property you intend on occupying at least 51%.

Conventional Loans

The simple truth is, qualifying for an SBA loan is tough, and not everyone makes the cut. The requirements of an SBA loan can prove too rigid. For these owners, a conventional loan may be the better option.

  • Loan amounts from $1MM to Over $500MM

  • Lender loans up to 75% of the purchase price

  • Government loans 0% of the purchase price

  • Owner pays 25% of the purchase price or more

  • Fixed or floating rates as low as 4.24%

PRC Small Business Loans offers conventional financing with multiple options for any creditable financing request.

Ready to talk?

If you need help finding the best possible financing for your small business commercial real estate, PRC can help you get funded fast. Let’s get started.

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