A smart alternative to bank financing
As a small business owner, you may be qualified for as much as 100% financing to purchase your real estate rather than paying rent. PRC Small Business Loans is the place for small business real estate loans online. The zero origination fee platform allows easy access to billions of dollars in conventional and government secured loans nationwide.
Stop paying rent — invest in real estate with the help of PRC Small Business Loans!
877-350-9416


Funding from $1MM to $500MM

Flexible Terms from 3 to 25 years.

Fast In-House Underwriting and Approvals.
Current Interest Rates
Loan Terms | Owner Occupied | Investor | Special Use | Origination Fee |
---|---|---|---|---|
5-Year Term | 3.5% | 3.5% | 4.25% | 0% |
7-Year Term | 4.0% | 4.25% | 4.75% | 0% |
10-Year Term | 4.5% | 4.75% | n/a | 0% |
25-Year Fixed | 6.0% | n/a | n/a | 0% |
Up to 25 year amortization!
*Advertised as low as rates are effective as of January 1, 2021 and are subject to change. Your actual interest rate may differ based on your creditworthiness. Subject to credit approval; some restrictions may apply.
Loan Programs
With PRC, one application is all you need to pre-qualify for all your loan options. Choose the loan you prefer, or let us recommend the best fit for your business.
The Small Business Advantage
Why rent when you could buy?
Real Tax Advantages
Build Asset Value and Future Income
Stabilize Your Occupancy Costs
Create Liquidity by Refinancing
Client Feedback

“We closed a $6.5 million dollar deal in just 17 days, and it’s only because of PRC Small Business Loans. They were by our side, and everything went so smooth.”
RAVINDER JAKHU
R&R Management Services

“PRC Small Business Loans is by far the best group I have ever worked with, and I look forward to closing more deals with them in the near future! Thanks PRC!”
SHAUNAK PATEL
Midwest Hotel Developers

“It was amazing how easy it was to go from the application to closing. I didn’t have to worry about anything. Just signed on the line, and it was a done deal.”
DAVID ROBERSON
Physical Therapy of Mansfield

“We have been working with PRC Small Business Loans since 2007. Through multiple challenges, they have always delivered what they promised.”
MENDI SALIJESKI
SS Partners Management
CONNECT